Course Description
Don't get left behind - arm yourself with an updated knowledge of HSAs, HRAs and FSAs.
Recent regulation as well as implementation of the Affordable Care Act has changed the way that we think about health insurance. Offering supplemental health insurance options to your employees has become complicated as a result.
Attend this seminar and stay ahead of the game with a comprehensive knowledge of the most recent updates that affect you. Walk away with not only the rules and regulations, but also the practical and real life scenarios for plan design, implementation and communication of these plans. Discover how these plans help manage costs to both current and former employees, and attract a talented workforce.
Who should attend?
This seminar is designed for human resource and benefits
professionals, presidents, vice presidents, controllers, CFOs,
accountants, CPAs, business owners and managers, office managers,
payroll managers, insurance professionals, financial planners, tax
managers, consultants and attorneys.
Benefits for You
- Learn eligibility rules governing FSAs, HRAs, HSAs
- Explore the advantages and disadvantages of different plan types
- Review important plan design considerations
- Explain the necessary administrative requirements for Section 125 plans
Learning Objectives
- You will be able to review recent guidance on FSA, HRA and HSA eligibility.
- You will be able to discuss plan design and utilization.
- You will be able to describe interplay/coordination of HRA, HSA and flexible spending accounts.
- You will be able to explain recent legal developments governing cafeteria plans, HSA, FSAs and HRA.
Agenda
8:00 AM - 8:30 AM |
Registration |
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8:30 AM - 10:10 AM |
Navigating Recent Guidance on FSA, HRA and HSA Eligibility |
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— Christopher S. Lockman |
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- Introduction to Programs and Acronyms
- Eligibility Rules Governing FSAs, HRAs, HSAs and Employer Payment Plans
- Maintaining HSA Eligibility in Combination With Other Programs
- Application of PPACA (TAM 2013-03)
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10:10 AM - 10:20 AM |
Break |
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10:20 AM - 12:00 PM |
Recent Legal Developments Governing Cafeteria Plans, HSA, FSAs and HRA |
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— Christopher G. Stevenson |
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- Modification of the Use-It-or-Lose-It Rule and the New $500 Carry-Forward Option
- FSA, HSA and HRA Participation by Same-Sex Spouses and Domestic Partners in the Wake of Windsor
- Important ACA Updates, Including Those Affecting HSAs, FSAs, and HRAs
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12:00 PM - 1:00 PM |
Lunch (On Your Own) |
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1:00 PM - 2:40 PM |
Plan Design and Utilization With FSA/HRA/HSA |
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— Susan Dublin |
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Market Overview |
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- Current Trends
- New Approaches in Plan Administration
- Advancement in Card Technology
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Interplay/Coordination of HRA, HSA and Flexible Spending Accounts |
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- Compliant and Meaningful Design
- Employee Communications
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HRA Design Considerations |
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- Questions to Consider
- Best Practices
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How HSAs, HRAs and FSAs Can Be Effective Tools in Reducing Health Care Costs |
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- A Comparison of Two Companies
- A Comparison of Two Participants
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2:40 PM - 2:50 PM |
Break |
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2:50 PM - 4:30 PM |
What Is an HSA and an HRA, and What Are the Advantages to Both Employers and Employees? |
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— David Hamilton |
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- How to Use Them
- When to Use Them
- Why Use Them
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